Home Learning Prashno Ukelo Enam Melvo Quiz
Home Learning prashno ukelo Enam melvo quiz
Will carefully scrutinize the proposal and the certified
copy of descriptive particulars with special reference to the admissibility of
the terms of the proposal, and if it is found that the life of the proposer was
on any previous occasion rejected on medical grounds, either by the post office
life insurance fund or by private insurance company or the proposer had ever
been found medically unfit for any particular type of duties, the medical
opinion should if possible be obtained and forwarded with the proposal form to
the medical officer to whom the proposer is sent for medical examination;
otherwise the attention of the medical officer should be specially drawn to the
entries to that effect made against the relevant questions by the proposer in
the proposal form.
Should compare the entry regarding the proposer’s age as
entered in the proposal form with the corresponding entry in the certified copy
of descriptive particulars and if there is any discrepancy he should take
immediate steps to have it reconciled. If necessary he will obtain from other
officials of the branch to which the proposer belongs or from the officials of
any other branch or department under whom the proposer may have served or from
the persons named in the proposal or, from any other source, information
regarding the proposer’s age.
EXEMPTION OF DEFENCE PERSONNEL FROM MEDICAL EXAMINATION
Defence personnel who are in medical category ‘SHAPE-1 for
Officers and ‘AYE’ for JCOs/NCOs/OR, will be exempted from Medical Examinations
while submitting the proposal for taking Postal Life Insurance Policy. Full
claims for sum assured along with the vested bonus will be admissible to the
claimant(s) if a policy becomes claim after its acceptance. Suicidal cases will
however be governed by the existing Post Office Life Insurance Rules - 2011.
EXEMPTION OF ASSAM RIFLES AND PARA MILITARY FORCES PERSONEL
FROM MEDICAL EXAMINATION
Assam Rifles and Para Military personnel who are in medical
category ‘SHAPE-1 for Officers and ‘AYE’ for JCOs/NCOs/OR or equivalent, will
be exempted from Medical Examinations while submitting the proposal for taking
Postal Life Insurance Policy. Full claims for sum assured along with the vested
bonus will be admissible to the claimant(s) if a policy becomes claim after its
acceptance. Suicidal cases will however be governed by the existing Post Office
Life Insurance Rules - 2011.
In the event of a Non-Medical Policy issued under these
Rules in PLI or RPLI, becoming a claim before maturity and notwithstanding the
total sum assured as per the said policy, the payment against such claim shall
be restricted to the following amounts: -
(i) Thirty five percent of sum assured along with the
accrued bonus in case the death of the insured person occurs before the
completion of one year from the date of acceptance of the proposal.
(ii) Sixty percent of the sum assured along with the accrued
bonus in case the death of the insured person occurs before the completion of
two years, but not before the completion of one year, from the date of
acceptance of the proposal.
(iii) Ninety percent of the sum assured along with the
accrued bonus in case the death of the insured person occurs before the
completion of three years, but not before the completion of two years, from the
date of acceptance of the proposal.
(iv) Full sum assured along with the accrued bonus in case
the death of the insured person occurs after completion of three years from the
date of acceptance of the proposal.
16(A). “Head Office(HO)” means a main Post Office of a group
Post Offices consisting of itself and a number of small offices called Sub and
Branch Offices which have been placed under its Accounts jurisdiction. Referance RPLI rules.
